The Adamawa State Police Command has arrested three suspects over an alleged ATM card-swap fraud targeting customers experiencing network or transaction difficulties at ATM points in the state.
The suspects were arrested following a complaint lodged by a victim and an immediate response by bank staff on Monday, September 7, 2026, according to a statement issued by the Command’s Police Public Relations Officer, SP Suleiman Yahaya Nguroje, on behalf of the Commissioner of Police.
Preliminary investigation, according to the police, indicated that the suspects allegedly targeted ATM users experiencing transaction or network challenges and offered unsolicited assistance.
The Command said the suspects allegedly observed victims’ Personal Identification Numbers (PINs) before swapping their ATM cards with similar cards without their knowledge.
The suspects would then allegedly use a mobile Point-of-Sale (POS) machine to withdraw or transfer funds from the victims’ accounts.
Police said the following items were recovered from the suspects:
23 ATM cards belonging to different banks;
One Moniepoint POS machine allegedly used to debit victims’ accounts; and
₦400,000 allegedly identified as proceeds of the fraud.
During interrogation, the suspects reportedly disclosed that they travelled to Adamawa State from Jos, Plateau State, the previous week allegedly to carry out the criminal activity.
The suspects remain in police custody and are expected to be charged to court upon completion of the investigation, according to the Command.
The police advised members of the public to exercise caution when using ATM facilities, avoid disclosing their PINs and promptly report suspicious persons offering unsolicited assistance at ATM points to bank officials or the police.
The Commissioner of Police, Adamawa State Command, CP Kabir Umar Hassan, commended the operatives for their vigilance and assured residents that the Command would continue to take action against fraudsters and other criminals targeting members of the public.
Tags
Security